Finance your Poly & Bark purchase with Bread Pay™

0% APR Available for 12 and 24 Month Financing*

Clear, transparent terms. Fair rates. No prepayment penalties.

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Affordable Monthly Plans

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No Prepayment Penalties

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Quick and Easy Application

Check your rate in seconds without leaving our site

Questions?

Questions? Visit the Bread Pay help center.

Please note, your financial institution may charge you one or more non- sufficient funds or overdraft fees if any loan payment exceeds your account’s available balance. If you pay with a credit card, your credit card issuer may charge interest and/or fees.

*Subject to approval of credit
application. Rates range from 0% to
29.99% APR, resulting in, for example,
36 monthly payments of $32.26 at
9.99% APR, per $1,000 borrowed.
APRs will vary depending on credit
qualifications, loan amount, and term.
Bread Pay™ loans are made by
Comenity Capital Bank, a Bread
Financial™ company.

What Is Katapult

Katapult offers a lease purchase transaction with no long term obligation and options for ownership of the stuff of their choice. Learn more here

How to Use It

To use Katapult on our website, select the Katapult button at checkout. Fill out your information then you will be directed to the Katapult application.

How Katapult Works

Get approved with no credit required

The application is short and sweet. Get a decision in seconds.

Go shopping

Select the items you want within your Katapult spending limit.

Checkout

Choose Katapult, make your initial payment, and enjoy your items.

Make recurring payments

The sooner you purchase your lease the more you save!

Pricing may vary by state and does not include sales tax. Estimates above are based on a $45 initial payment and a 12-month term using a monthly payment schedule. Weekly, bi-weekly, and semi-monthly payment schedules are also available. Mid-term is equivalent to 6 months.

CA residents pay only the cash price if paid off within 3 months.

Pay off within 90 days for just 5% above the cash price plus the initial $45 payment. To exercise the 90-day early purchase option contact Katapult via 24/7 chat or visit the customer portal page by clicking here for the most up-to-date account information related to your lease-purchase agreement.

This is an advertisement for Katapult’s lease-purchase or lease-to-own service. The path to ownership will cost more than the merchant’s cash price. Certain items available at participating locations. Not available in MN, NJ, WI, WY.