Finance your Poly & Bark purchase with Bread Pay™

Financing
Available

Clear, transparent terms. Fair rates.
No prepayment penalties.
Low monthly payments

Pay Over Time

Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time.

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Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

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No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

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Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.



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Check your rate in seconds
without leaving our site

Low monthly payments
Questions? Visit Bread Pay™ help center.

Availability of terms may vary based on purchase price and/or product. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.

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What Is Katapult

Katapult offers a lease purchase transaction with no long term obligation and options for ownership of the stuff of their choice. Learn more here

How to Use It

To use Katapult on our website, select the Katapult button at checkout. Fill out your information then you will be directed to the Katapult application.

How Katapult Works

Get approved with no credit required

The application is short and sweet. Get a decision in seconds.

Go shopping 

Select the items you want within your Katapult spending limit.

Checkout

Choose Katapult, make your initial payment, and enjoy your items.

Make recurring payments

The sooner you purchase your lease the more you save!

 

 

 

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Pricing may vary by state and does not include sales tax. Estimates above are based on a $45 initial payment and a 12-month term using a monthly payment schedule. Weekly, bi-weekly, and semi-monthly payment schedules are also available. Mid-term is equivalent to 6 months.

CA residents pay only the cash price if paid off within 3 months.

Pay off within 90 days for just 5% above the cash price plus the initial $45 payment. To exercise the 90-day early purchase option contact Katapult via 24/7 chat or visit the customer portal page by clicking here for the most up-to-date account information related to your lease-purchase agreement.

This is an advertisement for Katapult’s lease-purchase or lease-to-own service. The path to ownership will cost more than the merchant’s cash price. Certain items available at participating locations. Not available in MN, NJ, WI, WY.